Explore the latest 2025 updates to Malaysia’s MM2H programme—tiers, fixed deposits, minimum property values, stay requirements—and what it means for investors.
MM2H 2025: What’s Changed & What Investors Should Know
Updated: 7 November 2025 • Asia/Kuala_Lumpur
Malaysia My Second Home (MM2H) was revamped with a three-tier system—Silver, Gold and Platinum—and a dedicated SEZ/SFZ track. The new framework tightens financial requirements and introduces minimum property purchase values, while keeping Malaysia attractive for long-term living and investment.
Key Changes at a Glance (2025)
- Tiers: Silver, Gold, Platinum + SEZ/SFZ category.
- Minimum Property Value (Residential): Silver: RM600k • Gold: RM1m • Platinum: RM2m. SEZ/SFZ purchases must be direct from developer in designated zones.
- Fixed Deposit (indicative, USD): Silver 150k • Gold 500k • Platinum 1,000k.
- Pass Duration: Silver 5 years • Gold 15 years • Platinum 20 years (renewable).
- Age: 25+ for Silver/Gold/Platinum; 21+ for SEZ/SFZ.
- Minimum Stay (Peninsula Malaysia): ~90 days per calendar year (can be by main applicant or dependents, depending on category).
Who Can Apply & Who Can Come With You
Main applicant must meet the tier’s financial criteria and age requirement. Dependents typically include spouse, children (age limits apply) and parents, subject to documentary proof and endorsement.
Financial & Property Requirements (Summary)
| Category | Pass Duration | Fixed Deposit (USD) | Min. Property Value (Residential) | Notes |
|---|---|---|---|---|
| Silver | 5 years | 150,000 | RM600,000 | Standard track for many retirees/remote earners. |
| Gold | 15 years | 500,000 | RM1,000,000 | Longer pass length; higher thresholds. |
| Platinum | 20 years | 1,000,000 | RM2,000,000 | Premium route for UHNW applicants. |
| SEZ/SFZ | 10 years (varies) | Varies by age tier | Developer units in designated zones | Designed for Special (Financial) Zones—e.g., Forest City/JS-SEZ. |
What This Means for Investors & Buyers
- Property purchase is now central to MM2H—ensure the unit meets the tier’s minimum value and state rules.
- Industrial/Commercial angle: While the required purchase is typically residential, MM2H families often expand into business premises, storage, and offices—creating secondary demand for industrial and commercial assets.
- Documentation & timing: Expect tighter checks. Prepare clean proof of funds, medical insurance, and MM2H-licensed agency support for smoother endorsement.
Typical Application Flow (High Level)
- Eligibility check: age, nationality, tier fit, financials.
- Choose property that matches the minimum value for your tier (and state minimum price rules for foreigners).
- Submit application via authorised channel/MM2H company; attend any required interviews/biometrics.
- Post-approval: place the required fixed deposit within the stipulated time; complete property purchase and endorsement steps.
- Maintain minimum stay and renew within validity windows.
Start Your Search for Agricultural, Industrial, or Land Investment
- Explore Agricultural and Development Land for Sale
- Browse Industrial Properties in Rural Areas
- See Commercial Assets Supporting Agri-Supply Chains
Helpful Tips from Terra Group
- Check state foreigner purchase thresholds (can be above the MM2H minimum).
- Prepare a simple MM2H-friendly property sheet: price, tenure, title status, nearby schools/healthcare, connectivity, and international amenities.
- Consider family-ready units (layout + location) to satisfy living needs while you explore business or investment assets.
Disclaimer: This article is for general guidance only. MM2H policies can change; always confirm with official sources or licensed MM2H consultants before making decisions.
